Daniel Raterman

is an accomplished professional serving as a Director of Business Analytics at Capital One. In his role, he leads a team committed to developing cutting-edge analytical products and models that promote ethical consumer lending and foster responsible growth in the US Credit Card industry. As a proven innovator, Dan has effectively built and guided a high-performing, entrepreneurial team to achieve remarkable results.

With a solid foundation in Finance and Economics, Dan earned his bachelor's degree from Washington University in St. Louis. Currently, he is pursuing graduate coursework in Computer Science, demonstrating his dedication to staying at the forefront of technological advancements. Beyond his professional pursuits, Dan indulges his passion for learning by immersing himself in a diverse range of subjects. He finds great enjoyment in reading books on various topics, including business strategy, technological innovation, economics, education, personal improvement, health, and fitness. This sincere enthusiasm for lifelong learning forms an integral part of his personality.
Additionally, maintaining an active lifestyle is very important to Dan. As a member of the amateur Olympic weightlifting team, RVA Performance Training, he constantly challenges his body every day. During the winter months, Dan thrives on the pure excitement of snowboarding.

Dan currently resides in Richmond with his girlfriend, Jojo, and their faithful companions — Jabin, Pippin, and Sylvester, a Great Dane and two cats.